The experiences and exploits of a college grad trying to make it in the "real world:" leaving school and friends in New England, moving south, and living with her boyfriend. Watch as I pretend to be an adult.
I got a call the other day from someone at a company called Omnium worldwide asking about my mom's estate. I called back today and found out it was rearding exactly what I thought it would- creditors trying to get money for my mom's debt. Before she died, my mom apparently racked up aver ten thousand dollars in credit card debt...at that was just with Bank One. I explained that she had been in the middle of bankruptcy proceedings prior to her death and that there was no "estate," and the lady from Omnium ran through a checklist of questions she clearly had in front of her.
Any house? no
Car? an old one, already sold
life insurance? no
IRAs/other retirement accounts? no
Anyone willing to pay off the debt? no
She was actually very nice about it, telling me a couple times she was sorry for my loss...but that didn't make any of this easier to hear. I just...
How could my mom be so bad with money? When she and my father split, she was well off- and I mean very well off. Seven figures well off. That was eleven years ago, give or take. I still don't understand how she could be so irresponsible, so careless...and so selfish is so many ways.
I'm still mad at her- for falling off the wagon after ten years of sobriety, for abandoning my sister and moving to Florida, for a million other things. I'm sad about the way she died- it was such a senseless waste, an accident so easily prevented.
At the end of our conversation, Minerva from Omnium told me that BankOne would be launching an investigation into my mom's estate. Part of me is amused, wishing them "good luck!" with a sardonic grin. But mostly I just feel sad, and tired, and disapointed. I'd thought I'd dealt with my mom's death. Now I face having to dig everything up again.
After 22 posted at 2:22 PM
